Website purpose
This website provides general information about Demian Insurance Agency, allows visitors to request insurance quotes, lets existing customers request service, and provides ways to contact the agency. Website content is informational and may change.
Website requests do not create or change coverage
Submitting a quote form does not create or bind insurance coverage. Submitting a service request does not, by itself, bind, modify, cancel, renew, or otherwise change a policy. Coverage or policy changes become effective only when confirmed through appropriate authorized channels and insurance documentation.
Your actual policy documents and applicable carrier terms control the scope, limits, conditions, and exclusions of coverage.
Quotes and availability
A quote request is a request for follow-up. Availability, eligibility, pricing, policy terms, discounts, and coverage depend on the applicable insurer, underwriting, policy, and individual circumstances. Website content is not a guarantee of price, eligibility, savings, or coverage.
Content and insurance guidance
We make reasonable efforts to keep website content useful and accurate, but insurance products and availability may change. The website does not replace actual policy documentation. Contact the agency for guidance about your specific insurance questions.
General website content is not legal, tax, accounting, or investment advice.
Emergencies and claims
Do not rely on website forms for an emergency. For an urgent threat to safety, use the appropriate emergency services. For a claim, follow the applicable carrier and agency claims procedures; a general website submission is not a substitute for required claim notice.
Information you submit
Please provide information you reasonably believe is accurate. Avoid sending highly sensitive information through general website forms unless the agency specifically requests it through an appropriate secure process.
Third-party services and links
The website may use or link to third-party services and resources. Those external services operate under their own terms and practices, and Demian Insurance Agency does not control their websites.
Intellectual property
The website's original branding, design, text, graphics, and other site content are protected as applicable. This statement does not claim ownership of third-party marks or materials.
Availability and responsibility
The site is provided for informational and service-request purposes. Availability may occasionally be interrupted, and we do not guarantee that every feature will always operate without delay or error. Insurance outcomes are governed by actual policies, carriers, underwriting decisions, and applicable terms—not by general website content.
Changes and contact
We may update these terms by posting a revised version and changing the date shown above. Questions may be sent to mina@demianinsurance.com or directed to (941) 377-1806.